Best Investment Plans with High Returns in India

We are all aware that the riskier the situation, the greater the profit, and vice versa. Finding an investment strategy that could produce big returns with low risk, however, becomes difficult. The best high-return investment options for your needs are covered in this article.

Bank Fixed Deposits

These investments have a fixed interest rate for the duration of the investment and are based on fixed income. Fixed deposits are among the most popular traditional investing alternatives. These results do not account for market risk. The duration of an FD can range from seven days to ten years. Despite their flexibility and minimal risk, FD interest rates are not as lucrative as other fixed-income investment options like Public Provident Fund, Senior Citizens Saving Scheme, etc.

Equity Mutual Funds

These mutual funds only invest in equity shares and are equity-based. Mutual funds are the most popular high-return investment technique in India. Results of mutual funds are impacted by changes in the market. As a result, they rank among the riskiest investment options. Despite the high risk, they are a tempting investment option due to the possible profits.


Best Investment Plans with High Returns in India


Equity Share

An equity share represents a shareholder's stake in the company. It is a type of partial ownership where the investor has a negligible ownership interest in the company. For those searching for an alternative to short-term investments, equity shares have the potential to produce spectacular profits. But one must keep in mind that market volatility affects the price of stock shares, making them highly risky. Do extensive research and understand market dynamics before to investing your hard-earned money in direct equities.

Public Provident Fund

To obtain a fixed income in the future, you can invest up to INR 1,50,000 per year in a PPF. You can open this tax-free investment option with assistance from a bank or post office. Although it is a secure and low-risk investment option, the lock-in time is 15 years, and the earnings are not as appealing as those provided by other investment plans. The present PPF interest rates of 7.6% hardly cover the anticipated 7% inflation. For someone who wants to amass money over time, they are insufficient.

Debt Mutual Funds

Among the fixed-income securities that debt mutual funds invest in include bonds, commercial papers, treasury bills, and other money market instruments. These are regular investing strategies with substantial returns. If you're looking for an investment option that provides you with a consistent stream of income, debt mutual funds can be your best option. Although debt mutual funds offer higher returns than other fixed-income investments like peer-to-peer lending, they do so at a lower risk.



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